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Making a claim

How do I make a claim?

If you have suffered a loss of personal belongings or have incurred medical expenses you will need to contact your travel insurance claims company upon your return of holiday, before calling insure that what you are claiming for is covered under the terms and conditions of your policy, is you can not claim for lost or stolen luggage on the travel insurance policy if you have taken a basic policy, it is important that you make sure you have the proper cover in place before starting your journey. Once you have contacted the claims company they will identify your needs and send you out a claims form to that effect, please also note that the claims company will need to prove that you are injured to claim, therefore.

  1. Make sure you have your policy number and your policy details as you will be required to send these through
  2. Always insure that you get proof of your loss or medical claim, i.e. police reports or medical bills etc.
  3. It is important that you read the terms and conditions of the policy, i.e. some claims company will not honour a claim if you do not register this within 30 days of you retuning from your journey.
  4. Always make sure that the conditions are old for new or equivalent

A typical claim is settled within 3 weeks, this is because, with a medical claim, the hospitals or medical practitioners have yet to forward the invoices, or because the claims company are still waiting further information to complete the claim.

How do I contact the Claims Company? Click Here

Keyfacts

Grade 3 Insurance: American Wrestling (amateur) | BMX Freestyle (Helmet must be worn) | BMX Racing (Helmet must be worn) | Boxing Training (head protection must be worn) | Bridge Swinging | Bungee Jumping | Canoe polo | Climbing (cliff/ice) | Dirt Surfer | Free diving excluding apena | Gaelic Football | Game hunting with rifel/guns | Go Karting (under 250cc). | Horse carriage driving (including competition) | Horse riding (competition) | Horseback archery | Horseball | Hot Air Ballooning (non Incidental) as a fare paying passenger only | Hunting on horseback | Hurling | Hurling (amateur) | Ice climbing | Ice hockey | Ironman (competition) | Jet boating | Jet Skiing (Maximum 1,000 cc / 110hb) | Jousting | Kabaddi | Karate (brown belt and above) | Kickboxing | Kite landboarding | Krav Maga | Lacrosse | Land surfing | Martial arts - competition. Does not cover: mixed martial arts or cage fighting, escrima. For kickboxing see group 3 sports. | Modern pentathlon | Mountain Biking - competition | Mountain Boarding | Mountain Climbing | Mountaineering (with ropes &/or guides). Europe only. | Polo (Player to player liability is excluded for Polo) | Polocrosse. Lacrosse on horseback. | Pony mounted games | Power lifting | Quad Biking (under 250cc) | Ranch Activities | Roller derby | Rugby League | Rugby Union | Saddle Chariots | Sand Yachting | Shark cage diving | Short track speedskating | Soap box racing (must be organised event with the road closed). | Street Luge | Strongman | Sumo Wrestling. Subject to BMI compliance. Contact us. | Trail bikes less than 125cc. | Trampolining | Weight lifting (gym work not Power lifting) | Wrestling | Yachting (racing / crewing) - outside territorial waters
Grade 4 Insurance: Caving | Hang Gliding | Horse Jumping (no Polo, Hunting) | Kitewing usage Not Snowkiting | Parachuting (Europe only) | Paragliding (Europe only) | Paramotoring (Europe only) | Parascending / Parasailing (over land, non Incidental) | Potholing | Powerbocking | Rock Climbing (under 2,000m) | Rock Scrambling (under 4,000m) | Via Ferrata
This insurance is arranged by Essential Travel Limited, specialist travel insurance intermediaries. The service includes: Providing you information relating to your insurance needs; arranging your insurance cover with insurers to meet your requirements, helping you with any ongoing changes you have to make.
Essential Travel Limited are Authorised and Regulated by the Financial Services Authority (FSA). X1 Sport Travel Insurance is a marketing company promoting travel insurance in associating with Essential Travel Limited.