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Key Facts

1) The Financial Services Authority (FSA)
The FSA is the independent watchdog that regulates financial services. It requires us to give you the ability to print this document. Use this document to decide if our services are right for you.


2) Whose products do we offer?
Our products are provided by UK Insurers


3) Which service will we provide you with?
You will not receive advice or a recommendation from us. We may ask some questions to narrow down the selection of products that we will provide details on. You will then need to make your own choice about how to proceed.


4) What will you have to pay us for our services?
There will be no fee payable to us. You will receive a quotation which will tell you about any other fees relating to any particular insurance policy.


5) Who regulates us?
Please check your policy before checking as we have more than one travel insurance provider. You can check this on the FSA's Register by visiting the FSA's website or by contacting the FSA on 0845 606 1234.


6) Ownership
No insurer owns any of our share capital.


7) Are we covered by the Financial Services Compensation Scheme (FSCS)?
We are covered by the FSCS. You may be entitled to compensation from the scheme if we cannot meet our obligations. This depends on the type of business and the circumstances of the claim.

Insurance advising and arranging is covered for 100% of the first £2,000 and 90% of the remainder of the claim, without any upper limit.

Further information about compensation scheme arrangements is available from the FSCS.

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Keyfacts

Grade 3 Insurance: American Wrestling (amateur) | BMX Freestyle (Helmet must be worn) | BMX Racing (Helmet must be worn) | Boxing Training (head protection must be worn) | Bridge Swinging | Bungee Jumping | Canoe polo | Climbing (cliff/ice) | Dirt Surfer | Free diving excluding apena | Gaelic Football | Game hunting with rifel/guns | Go Karting (under 250cc). | Horse carriage driving (including competition) | Horse riding (competition) | Horseback archery | Horseball | Hot Air Ballooning (non Incidental) as a fare paying passenger only | Hunting on horseback | Hurling | Hurling (amateur) | Ice climbing | Ice hockey | Ironman (competition) | Jet boating | Jet Skiing (Maximum 1,000 cc / 110hb) | Jousting | Kabaddi | Karate (brown belt and above) | Kickboxing | Kite landboarding | Krav Maga | Lacrosse | Land surfing | Martial arts - competition. Does not cover: mixed martial arts or cage fighting, escrima. For kickboxing see group 3 sports. | Modern pentathlon | Mountain Biking - competition | Mountain Boarding | Mountain Climbing | Mountaineering (with ropes &/or guides). Europe only. | Polo (Player to player liability is excluded for Polo) | Polocrosse. Lacrosse on horseback. | Pony mounted games | Power lifting | Quad Biking (under 250cc) | Ranch Activities | Roller derby | Rugby League | Rugby Union | Saddle Chariots | Sand Yachting | Shark cage diving | Short track speedskating | Soap box racing (must be organised event with the road closed). | Street Luge | Strongman | Sumo Wrestling. Subject to BMI compliance. Contact us. | Trail bikes less than 125cc. | Trampolining | Weight lifting (gym work not Power lifting) | Wrestling | Yachting (racing / crewing) - outside territorial waters
Grade 4 Insurance: Caving | Hang Gliding | Horse Jumping (no Polo, Hunting) | Kitewing usage Not Snowkiting | Parachuting (Europe only) | Paragliding (Europe only) | Paramotoring (Europe only) | Parascending / Parasailing (over land, non Incidental) | Potholing | Powerbocking | Rock Climbing (under 2,000m) | Rock Scrambling (under 4,000m) | Via Ferrata
This insurance is arranged by Essential Travel Limited, specialist travel insurance intermediaries. The service includes: Providing you information relating to your insurance needs; arranging your insurance cover with insurers to meet your requirements, helping you with any ongoing changes you have to make.
Essential Travel Limited are Authorised and Regulated by the Financial Services Authority (FSA). X1 Sport Travel Insurance is a marketing company promoting travel insurance in associating with Essential Travel Limited.