Horse Jumping (no Polo, Hunting) Insurance

Horse jumping is an added activity that needs to be insured against separately to normal horse riding. Horse jumping can be very hazardous and therefore injury and accident needs to be against. Horse Jumping is officially much more dangerous than flat racing or riding as more injuries are reported that are linked to it than the other pursuits.

Injuries caused from horse jumping can range from simple cuts and bruises to very severe trauma. However more often that not they will require hospital treatment due to the fact that they arise from the speed of the horse, the height of the jumps as well as tricky and difficult terrain. Over a period of time reports of riders having inflammation of tendons and muscles have occurred as well as more typical injuries from falls such as sprains, strains and breakages. In more severe cases, unfortunately falling off the horse can lead to spinal damage, vertebrae injuries and pelvic and lumber fractures. All of these are very costly and can lead to long hospital stays so it is imperative that the right insurance is taken out for the activity holiday. It is always recommended that you always wear the appropriate protective clothing.

The activity insurance also covers you for injuries caused by animal behaviour too such as bites and kicks. Horses can be very unpredictable especially if they are unaccustomed to you and other people. Horse riding and jumping is a great sport and activity as it can be fast and energetic however it is dangerous and consequently we have rated it as a Grade 4 Activity.

Destination : Trip Type:

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Lead Traveller's age: Additional Traveller ages: 1: 2: 3: 4: 5: 6:

Sports Cover:

Available for UK residents only

For your peace of mind all our policies are underwritten by

GRADE 1
Archery (amateur), Badminton (amateur), Baseball (amateur), Basketball (amateur), Beach games, Bungee jump (1) , Camel / Elephant Riding, Canoeing (Up to Grade 3), Clay pigeon shooting, Cricket (amateur), Cycling (Other than specified), Dinghy sailing, Fell walking, Fencing Fishing, Football (amateur), GAA Football (amateur), Golf (amateur), Hiking (under 2,000 metres altitude), Hockey (amateur), Horse riding (up to 7 days), Jet boating, Jet ski-ing, Jogging, Marathon running (amateur), Motorcycling up to 50cc (wearing a crash helmet - no racing), Netball (amateur), Non manual work (Including professional administrative or clerical duties only.), Orienteering, Outwardbound pursuits, Paintballing, Parascending / Parasailing (over water), Pony trekking, Racquetball, Rambling (under 2,000 metres altitude), River canoeing up to Grade 3, Roller skating, Roller blading, Rounders, Rowing, Running-sprint/long distance (amateur), Safari (UK organised), Sail boarding, Sailing within territorial waters, Scuba diving* down to 30 metres if qualified and not diving alone or accompanied by a qualified instructor (see notes below), Skate boarding, Snorkelling, Squash (amateur), Surfing (amateur, under 14 days), Tennis (amateur), Tour operator safari, Track events, Trekking (under 2,000 metres altitude), Volleyball (amateur), War games, Water polo (amateur), Water ski-ing (amateur), Windsurfing (amateur), Yachting (racing/crewing inside territorial waters)

Scuba Diving * - Click here for more info
Scuba diving to the following depths. Provided you are diving under the direction of an accredited dive marshal, instructor or guide. Alternatively, if qualified, within the guidelines of the relevant diving or training agency or organization and not diving alone: PADI Open Water -18 metres PADI Advanced Open Water -30 metres BSAC Ocean Diver -20 metres BSAC Sports Diver -30 metres* BSAC Dive Leader -30 metres

* We must agree with any equivalent qualification. If You do not hold a qualification, We will only cover you to dive to a depth of 18 metres. You will not be covered under this policy if you travel by air within 24 hours of participating in scuba diving.

GRADE 2 - plus all the above
Boxing Training (no contact), Bungee Jump (up to 3 additional), Black water rafting (Grade 1 to 4) Life jacket and Helmet must be worn, Camel/Elephant Riding / Trekking (Non Incidental), Cycle Touring, Go Karting (Specific use), Horse riding (no Polo, Hunting Jumping), Hot Air Ballooning (non Incidental), Hurling (amateur), Jet Skiing (non Incidental), Martial Arts (Training only), Mountain Biking, Rambling between 2000 metres and 4000 metres altitude, Trekking between 2000 metres and 4000 metres altitude, Safari (non-UK organised)

Scuba Diving * - Click here for more info
Non Incidental/down to 50 metres if qualified and not diving alone or accompanied by a qualified instructor (see notes below) Sea Canoeing, Sea Fishing (non Incidental) Surfing (amateur) Triathlon White water rafting - Grades (1-4) Waterskiing/ Windsurfing / Snorkelling (non Incidental) *Scuba diving - scuba diving to the following depths. Provided You are diving under the direction of an accredited dive marshal, instructor or guide. Alternatively, if qualified, within the guidelines of the relevant diving or training agency or organization and not diving alone: PADI Open Water- 18 metres PADI Advanced Open Water - 30 metres BSAC Ocean Diver -20 metres BSAC Sports Diver -35 metres* BSAC Dive Leader -50 metres

* We must agree with any equivalent qualification. If You do not hold a qualification, We will only cover You to dive to a depth of 18 metres. You will not be covered under this policy if You travel by air within 24 hours of participating in scuba diving.

GRADE 3 - plus all the above
Abseiling, American Football (amateur), Gliding, Kayaking, Motorcycling with a full UK motorcycle licence and wearing a crash helmet (over 50cc - no racing), Paragliding, Rugby (amateur competition), Tandem Skydive (up to 2 jumps maximum), Sand Yachting, Yachting (racing / crewing) - outside territorial waters

GRADE 4 - plus all the above
Canyoning, Hang Gliding, High Diving under 5m (amateur, excluding cliff diving), Horse Jumping (no Polo, Hunting), Kite Surfing, Micro Lighting, Parascending / Parasailing (over land, non Incidental), Rock Climbing (under 2,000m), Rock Scrambling (under 4,000m).

This insurance is arranged by Essential Travel Limited, specialist travel insurance intermediaries. The service includes: Providing you information relating to your insurance needs; arranging your insurance cover with insurers to meet your requirements, helping you with any ongoing changes you have to make.
Essential Travel Limited are Authorised and Regulated by the Financial Services Authority (FSA). X1 Sport Travel Insurance is a marketing company promoting travel insurance in associating with Essential Travel Limited.