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Mountain Biking Insurance

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Mountain Biking is a fantastic sport and is a great way to exercise, see the countryside and, if you want to exert yourself, get a bit of an adrenaline rush too. Mountain biking is a generic term for going cycling off the beaten track. Mountain bikes are generally categorised as those that are a bit hardier and able to deal with some off road battering hence the fact there is a greater need to get Mountain bike insurance in place. X1 Sports Insurance also offers upto £250 cover for your bike when in transit too.

Unlike normal cycling and given the terrain and general nature of the sport it has far more risks associated with it as it is a lot more technical, physically demanding and also hair raising. Proper mountain biking involves going off the beaten track through woods and tracks dealing with obstacles and uneven terrain. It is important though that when doing Downhill Mountain biking to ensure that you have adequate safety equipment. These should always include helmet and other protective gear depending on what grade route you are tackling. However you should also familiarise yourself with the basics of repairing a puncture and your chain as you can often be a long way from help if you are roaming the countryside. The dangers of mountain biking are pretty apparent. Falls can lead to cuts, bruises, sprains and strains however if you are using some of the harder routes they can be far more serious with breaks, head injuries and internal injuries a serious possibility. Rescue can also be expensive so it always recommended that you have adequate Mountain Biking insurance in place before you head off. X1 Sports has graded Mountain biking as a level two sport.

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Grade 3 Insurance: Abseiling | American Football (amateur) | Gliding | Kayaking and White Water Rafting | Motorcycling with a full UK motorcycle licence and wearing a crash helmet (over 50cc - no racing) | Paragliding | Rugby (amateur competition) | Sand Yachting | Scuba diving | Tandem Skydive (up to 2 jumps maximum) | Yachting (racing / crewing) - outside territorial waters
Grade 4 Insurance: Canyoning | Hang Gliding | High Diving under 5m (amateur, excluding cliff diving) | Horse Jumping (no Polo, Hunting) | Kite Surfing | Micro Lighting | Parascending / Parasailing (over land, non Incidental) | Rock Climbing (under 2,000m) | Rock Scrambling (under 4,000m)
This insurance is arranged by Essential Travel Limited, specialist travel insurance intermediaries. The service includes: Providing you information relating to your insurance needs; arranging your insurance cover with insurers to meet your requirements, helping you with any ongoing changes you have to make.
Essential Travel Limited are Authorised and Regulated by the Financial Services Authority (FSA). X1 Sport Travel Insurance is a marketing company promoting travel insurance in associating with Essential Travel Limited.